Unitus
Last updated
Last updated
is a next-generation decentralized lending protocol that evolved from dForce Lending, designed to offer a multichain, capital-efficient, and secure DeFi money market. It supports lending and borrowing across multiple Layer 1 and Layer 2 networks, including Ethereum, Arbitrum, Optimism, and BNB Chain, among others.
Key Features
Multichain & Cross-Chain Lending: Unitus enables users to supply collateral on one chain and borrow on another, utilizing dForce’s native USX stablecoin to facilitate seamless liquidity across chains.
Supercharged Mode: This feature allows for higher loan-to-value (LTV) ratios—up to 99%—for correlated assets like liquid staking derivatives (e.g., wstETH, rETH) and real-world asset (RWA) yield tokens (e.g., sDAI, sUSX), enhancing capital efficiency.
Segregated Mode: Provides isolated lending markets for long-tail or higher-risk assets, allowing for customized risk parameters without affecting the broader protocol.
UTS Token & Liquidity Mining: The native UTS token powers governance and incentivizes participation. Users can earn UTS rewards through lending, borrowing, and providing liquidity via Bonded Liquidity Provisioning (BLP) on supported DEXs like Uniswap, Camelot, and Velodrome.
Robust Security Measures: Unitus has undergone audits by leading firms such as Trail of Bits, ConsenSys Diligence, and Certik. It also implements advanced security features like transaction limits, daily caps, and time-locked mechanisms to mitigate risks.
