Vault

What is the dForce Vault?

The dForce Vault is a permissionless, AI-optimized yield vault designed to connect stablecoin depositors with high-quality Real-World Asset (RWA) markets. Built atop the dForce RWA infrastructure, it enables users to seamlessly earn real-world yield by allocating capital to pre-approved, institution-grade RWA markets—all without needing technical knowledge or prior approval.

Functioning as a smart, autonomous yield aggregator, the dForce Vault empowers a new wave of decentralized capital deployment, managed by expert Vault Curators and optimized for risk-adjusted performance through AI-enhanced strategies.

Key Features

Permissionless Access: Anyone can deposit supported stablecoins (USDT, USDC, USX) into the vault - no whitelisting required.
Curated RWA Allocation: All deposits are allocated exclusively to pre-approved and compliant RWA markets. Each market undergoes thorough asset verification and due diligence to ensure institutional-grade quality, legal soundness, and transparency.
Vault Curator Management: Each vault is overseen by a designated Curator who actively manages strategy, capital allocation, and risk exposure. Curators are responsible for asset vetting, market selection, and ongoing portfolio monitoring.
Real Yield Distribution: Income generated from RWA exposure (e.g., interest, lease payments) is automatically and transparently distributed to depositors, offering sustainable, risk-adjusted returns.
Composable & Modular Design: Vaults are built with a flexible architecture, allowing fine-tuned configuration of key parameters such as asset allocation ratios, risk tolerance bands, redemption schedules, and optional lock-up periods—enabling tailored strategies for different risk-return profiles.
Seamless DeFi Integration: Native to the dForce ecosystem, vaults are fully interoperable with lending, stablecoin, and cross-chain modules—enabling capital efficiency and strategic composability.

Key Participants

Stablecoin Depositors: Users who contribute capital to the vault and earn real-world yield.
Vault Curators: Strategists responsible for optimizing vault performance through capital allocation across pre-approved, compliant RWA markets. Curators oversee asset verification, ensure markets meet institutional due diligence standards, and enforce KYC/AML compliance at the market level. They also manage ongoing risk exposure and oversee the transparent distribution of real yield to depositors.
RWA Market: Entities that offer verified RWA collateral to raise capital through on-chain markets, while contributing real yield generated from these off-chain assets back to the DeFi ecosystem.
dForce Protocol: Provides the foundational infrastructure, smart contracts, and cross-chain integration for vault creation and operation.

Workflow

Vault Deployment

A new vault is created with defined parameters (e.g., supported stablecoins, target markets, withdrawal terms).
A Vault Curator is assigned to manage strategy and capital allocation.

User Deposit

Anyone can deposit stablecoins (USDT, USDC, or USX) into the vault without permission or KYC.
Deposits are pooled and made available for allocation by the Curator.

Capital Allocation

The Curator evaluates and allocates stablecoin liquidity to pre-approved RWA markets.

Yield Generation

Approved RWA borrowers draw capital under predefined terms.
Interest payments and repayments flow back into the vault as yield.

Yield Distribution

Earnings are redistributed to vault depositors in proportion to their share.
Performance, allocation, and risk metrics are made transparent on-chain.

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Last updated 1 day ago

What is the dForce Vault?

Key Features

Permissionless Access: Anyone can deposit supported stablecoins (USDT, USDC, USX) into the vault - no whitelisting required.

Curated RWA Allocation: All deposits are allocated exclusively to pre-approved and compliant RWA markets. Each market undergoes thorough asset verification and due diligence to ensure institutional-grade quality, legal soundness, and transparency.

Vault Curator Management: Each vault is overseen by a designated Curator who actively manages strategy, capital allocation, and risk exposure. Curators are responsible for asset vetting, market selection, and ongoing portfolio monitoring.

Real Yield Distribution: Income generated from RWA exposure (e.g., interest, lease payments) is automatically and transparently distributed to depositors, offering sustainable, risk-adjusted returns.

Composable & Modular Design: Vaults are built with a flexible architecture, allowing fine-tuned configuration of key parameters such as asset allocation ratios, risk tolerance bands, redemption schedules, and optional lock-up periods—enabling tailored strategies for different risk-return profiles.

Seamless DeFi Integration: Native to the dForce ecosystem, vaults are fully interoperable with lending, stablecoin, and cross-chain modules—enabling capital efficiency and strategic composability.

Key Participants

Stablecoin Depositors: Users who contribute capital to the vault and earn real-world yield.

Vault Curators: Strategists responsible for optimizing vault performance through capital allocation across pre-approved, compliant RWA markets. Curators oversee asset verification, ensure markets meet institutional due diligence standards, and enforce KYC/AML compliance at the market level. They also manage ongoing risk exposure and oversee the transparent distribution of real yield to depositors.

RWA Market: Entities that offer verified RWA collateral to raise capital through on-chain markets, while contributing real yield generated from these off-chain assets back to the DeFi ecosystem.

dForce Protocol: Provides the foundational infrastructure, smart contracts, and cross-chain integration for vault creation and operation.

Workflow