# Overview Building an intelligent, autonomous infrastructure for a borderless financial system. ### **dForce: Your Gateway to Onchain Capital Markets** dForce is a decentralized, AI-native on-chain capital markets platform designed to make capital more efficient, liquid, and accessible across blockchains, protocols, and asset classes. Built for a multi-chain world, dForce unifies lending, yield optimization, stablecoins, RWAs, DEX, launchpad, and autonomous AI agents into one composable ecosystem. Instead of isolated products, dForce operates as an integrated network where protocols and intelligent agents coordinate to move capital securely and intelligently across chains. At its core, dForce combines secure smart contract infrastructure with a multi-agent AI system that continuously optimizes execution, liquidity deployment, and capital efficiency. This empowers users, builders, and institutions to access global on-chain financial markets without friction, eliminating the complexity of chain fragmentation, manual strategy management, or specialized tooling. Community-governed through the DF token, dForce aligns incentives across all participants, enabling transparent evolution, shared rewards, and long-term ecosystem growth. ### **Our Mission** dForce’s mission is to build an open, intelligent on-chain capital markets platform where capital moves freely, efficiently, and autonomously across the globe. By merging decentralized infrastructure with AI-native automation, dForce aims to make on-chain finance more accessible, scalable, and capital-efficient, empowering users, developers, and institutions with tools that unlock global opportunity and support transparent, community-governed innovation across DeFi and real-world assets. ### **Key Features** #### **AI-Native Financial Infrastructure** A multi-agent, AI-driven system that autonomously optimizes lending, yield, liquidity, and execution across chains and protocols. #### **Capital Without Borders** Move capital freely across ecosystems—with seamless access to opportunities regardless of chain, protocol, or jurisdiction. #### **Full-Stack DeFi, Unified** Lending, yield vaults, RWA marketplace, stablecoin, DEX, and bridge—fully integrated into a single composable platform. #### **Multi-Asset, Global Access** Gain exposure to both crypto-native assets and regulated real-world assets, all accessible onchain and across borders. # Links Connect with dForce * [Website](https://dforce.network/) * [X](https://x.com/dForcenet) * [Telegram](https://www.notion.so/Marketing-88ef720b18ae49fcac3ed217f23042ec?pvs=21) * [Discord](https://discord.com/invite/c2PC8SM) * [Medium](https://medium.com/dforcenet) * [Forum](https://forum.dforce.network/) * [Media Kit](https://github.com/dforce-network/documents/tree/master/logos/dForce) # Unitus Finance **Capital-Efficient Money Markets for Onchain Finance** [Unitus Finance](https://unitus.finance/) is dForce’s next-generation money market protocol, designed to maximize capital efficiency across chains and assets. It enables users, DAOs, and institutions to lend, borrow, and deploy liquidity with optimized rates, deep liquidity, and flexible risk parameters—serving as core infrastructure for both users and AI-driven strategies across the dForce ecosystem. **Dapp:** # RWA Marketplace Connecting Real-World Assets with Onchain Liquidity ### **dForce RWA Markets & Vaults** [The dForce RWA Marketplace](https://rwa.dforce.network/) is built on a two-layer architecture that separates asset issuance and risk control from capital allocation and yield generation. At the base layer, RWA Markets provide asset-specific, risk-controlled lending for verified real-world assets. On top, RWA Vaults aggregate liquidity across multiple markets, enabling diversified, permissionless access to RWA yield for users and institutions. *** #### **RWA Markets: Asset-Specific & Risk-Controlled** The dForce RWA Markets are asset-specific lending markets designed to support verified, tokenized real-world assets. Each market is built around a single asset class or issuer, with configurable parameters including: * Interest rates * Loan-to-Value (LTV) ratios * Maturity and repayment terms This modular design enables direct, overcollateralized borrowing for trusted issuers while maintaining granular control over risk, liquidity, and compliance at the asset level. *** #### **RWA Vaults: Curated, Permissionless Yield** Complementing the Markets, dForce RWA Vaults provide passive, on-chain investment vehicles for users and institutions seeking stable, sustainable yield from diversified RWA-backed opportunities. RWA Vaults are: * Curated and professionally risk-managed * Omni-chain, accessible across multiple networks * Designed for set-and-forget participation What sets dForce RWA Vaults apart is their permissionless architecture. Anyone can deploy a custom vault strategy, enabling: * Independent vault creation * Community-driven innovation in RWA yield strategies Developers and strategists can build vaults that dynamically allocate stablecoins across whitelisted RWA Markets based on custom risk profiles, durations, and return targets—creating a flexible, programmable yield layer for both retail and institutional participants. *** **Dapp:** # USX Stablecoin dForce’s native USD-pegged stablecoin for onchain finance. ### **USX Stablecoin** [USX](https://usx.finance/) is dForce’s native stablecoin, designed to provide a reliable and capital-efficient unit of account for on-chain finance. It is overcollateralized by crypto assets and deeply integrated across the dForce ecosystem, powering lending, liquidity, RWA markets, and AI-driven strategies with transparency and composability at its core. USX supports 1:1 minting and redemption with major stablecoins including USDT, USDC, and DAI, enabling seamless entry and exit without slippage. This design ensures strong peg stability while offering users a frictionless on-chain dollar experience across multiple blockchains. **Dapp:** [https://app.usx.finance/#/Mint](https://app.usx.finance/#/Mint**) *** ### **sUSX** **Yield-Bearing USX for Passive On-Chain Income** sUSX is the yield-bearing version of USX, allowing users to earn protocol-generated yield while maintaining stablecoin exposure. By staking USX into sUSX, users gain access to sustainable returns sourced from lending markets, protocol revenue, and ecosystem activity without active management. sUSX is designed for: * Passive yield generation on stable assets * Deep integration across DeFi protocols * Use as collateral and liquidity in on-chain strategies Together, USX and sUSX form the stable foundation of dForce’s on-chain capital markets, enabling efficient value transfer, yield generation, and composability across DeFi and real-world assets. **Dapp:** [https://app.usx.finance/#/sUSX](https://app.usx.finance/#/sUSX**) # InteNet Launchpad The Launchpad for AI Agents and On-Chain Innovation [InteNet](https://intenet.io/) is dForce’s AI-native launchpad designed to help creators, developers, and communities launch, distribute, and scale AI agents and on-chain products with minimal friction. It provides a streamlined path from idea to live market—handling token creation, initial distribution, and liquidity bootstrapping in a single, unified flow. Built for the AI agent economy, InteNet enables projects to: * Launch tokens that power AI agents and autonomous strategies * Bootstrap early liquidity and community participation * Align incentives between builders, users, and agent performance InteNet lowers the barrier to entry for innovation by offering a no-code, permissionless launch experience, allowing anyone to turn an AI agent or on-chain strategy into a tradable, revenue-generating product. As an important component of the dForce ecosystem, InteNet connects AI agents, capital, and users, fueling growth for the next generation of autonomous on-chain applications. **Dapp:** # dForce Bridge Omni-Chain Toolkit for DF-Native Assets [dForce Bridge](https://bridge.dforce.network/) is a lightweight interoperability toolkit designed to enable seamless cross-chain transfers of dForce-native assets, including DF, USX, sUSX, and other ecosystem-backed tokens. Rather than a standalone product, it serves as foundational infrastructure that allows dForce assets to move efficiently and securely across supported blockchains. The Bridge abstracts away cross-chain complexity—such as routing, gas management, and destination settlement—while maintaining strong security guarantees and on-chain transparency. As a core building block of the dForce ecosystem, dForce Bridge: * Enables DF-native assets to circulate freely across chains * Supports omni-chain liquidity for dForce protocols and integrations * Powers cross-chain use cases such as governance, payments, and DeFi execution By focusing exclusively on dForce-native assets, dForce Bridge delivers a purpose-built, secure, and efficient cross-chain experience—supporting dForce’s broader vision of unified, borderless on-chain finance. **Access from here:** [https://bridge.dforce.network/](https://bridge.dforce.network/**) # Tokenomics **Total DF Supply: 999,926,146.63**
## **Distribution** * 25% is allocated to the Gravity Pool, which supports various incentive initiatives such as liquidity mining, staking rewards, and other community participation rewards. We will evaluate each initiative on a case-by-case basis, considering factors such as the amount, timing, tenor, and vesting structure. We encourage long-term, non-speculative participation and intend to incorporate a variety of factors into the distribution process. In the event that the DF tokens in the Gravity Pool are exhausted, funding will be provided by the Ecosystem and Foundation pools. * 25% for the Foundation, for general-purpose support of dForce, including but not limited to fundraising for development, ecosystem support, long-term incentives, and providing an alternative to fund the Gravity Pool once it is exhausted. * 20% for investors, advisors, and early backers. * 20% for the founding team and its employees via option pool. * 10% for the ecosystem. This allocation is intended for supporting ecosystem protocols, bootstrapping ecosystem projects, incentivizing integrated partners, funding ecosystem projects, and can be used for fundraising purposes, as well as providing an alternative source of funding for the Gravity Pool once it is exhausted. # DF Token dForce Token (DF) is the governance token across the network, giving DF holders complete control over decisions concerning dForce protocols, including onboarding of new assets and collaterals, changes to risk parameters, fee accrual, interest alignments, etc. #### Vote-Escrow**ed DF (**veDF) veDF stands for vote-escrowed DF, representing DF tokens locked for voting in the dForce DAO. When users lock their DF tokens for voting, they will receive veDF based on the lock duration and the amount locked. Locking is irreversible, and veDF tokens are non-transferable. If users choose to vote-lock their DF tokens, they can only reclaim the DF tokens after the lock duration has expired. Users must specify the amount of DF they wish to lock and their preferred lock duration. The minimum lock period is one week, while the maximum is four years. Additionally, a user cannot have multiple locks with different expiry dates. However, a lock can be extended, or additional DF can be added to it at any time. It is worth noting that unlike the veCRV model, the balance of veDF will NOT decay before participants unstake upon lock-up expiration. For example, if a holder locks DF for 4 years, their veDF balance will remain unchanged throughout the lock-up period. We believe this will provide more incentives for DF token holders to participate in long-term staking. #### **Voting Power** In order to support the broadest possible participation in dForce governance, two forms of staked DF (Free vs. Lock-up) will have different voting weights aggregated across all blockchains and layers we support: * DF and iDF (lending certificate): each DF or iDF for 1 vote * Free Staking: each staked DF for 1.2x votes * Lock-up Staking: each veDF for 6.0x votes Voting power favors long-term holders - the longer you lock your DF, the more voting rights you will get. # DF Staking ## **DF Staking** dForce features a hybrid staking model that includes ***Free Staking*** and ***Lock-up Staking*****:** * ***Free Staking*** allows DF holders to stake and unstake at any time, and earn a passive yield. * ***Lock-up staking*** requires a lock-up period of DF tokens from one week (minimum) up to 4-year (maximum) - the longer you lock DF tokens, the higher yield and voting power you will earn. Lock-up staking yield is accrued on top of free staking yield structurally. In addition to that, most of DF purchased in the secondary market will be rewarded to lock-up stakers. ## **Contracts**
TypeNameContracts
Free Staking/0x41602ccf9b1F63ea1d0Ab0F0A1D2F4fd0da53f60
Lock-up StakingveDF0x6050B7040cF4Ae3e60c3c1A5d0367B565a1460C1
Lock-up StakingveDFManager0xc0d7f11455aacD225c6fd1Be7dDF0bCf93b31cb3
# Governance ## **Governance Process** * **Warm-up Period:** All proposals are advised to be posted on dForce Forum for discussion before initiating a vote. * **Voting Period:** Each Snapshot vote shall last 72 hours. * **Threshold:** At least 50% of DF votes participated are in favor of the proposal, or it is deemed rejected. You will have to re-submit your proposal if needed. * **Quorum:** 2% of total outstanding votes. ## **DIP** DIP stands for **dForce Improvement Plan**. DF holders can put forward a DIP to launch new product, implement new features or changes, or make decisions related to the operation of the dForce. ## **UIP** UIP stands for **Unitus Improvement Plan**. While Unitus has its own utility token, UTS, the platform is currently in its early stages. As a result, Unitus is temporarily governed by the DF token until the UTS tokens are widely distributed to ensure the fairness and effectiveness of the voting process. ## **XIP** XIP stands for **USX Improvement Plan**. While there is a possibility that USX may introduce a new utility token in the future, it is currently in the bootstrapping stage. As a result, USX will be governed by the DF token until it gains strong traction and wide adoption across the wider DeFi ecosystem. # Multi-sig ## **Admin**
NetworkAddressLink
Ethereum0x145c79A1F0e1Ad5ad7fC8d99548a02A07B24F8FDhttps://etherscan.io/address/0x145c79A1F0e1Ad5ad7fC8d99548a02A07B24F8FD
BSC0x4006E4A788edFf483B5a0C90ca9AF9C0A497072bhttps://bscscan.com/address/0x4006E4A788edFf483B5a0C90ca9AF9C0A497072b
Arbitrum0x9d82033BB36217B44567edC635bE926f74D1b76fhttps://arbiscan.io/address/0x9d82033BB36217B44567edC635bE926f74D1b76f
Optimism0xebAA48d1C4129E93A1d286B01B56cc4981c30004https://optimistic.etherscan.io/address/0xebAA48d1C4129E93A1d286B01B56cc4981c30004
Polygon0xD111d78ceE08842624aDE8ADE280960083c0f3A9https://polygonscan.com/address/0xD111d78ceE08842624aDE8ADE280960083c0f3A9
Avalanche0x2bC641C7dC402d114f94A96b809a432B91D7fDb6https://snowtrace.io/address/0x2bC641C7dC402d114f94A96b809a432B91D7fDb6
## **Treasury** | Network | Address | Link | | -------- | ------------------------------------------ | ------------------------------------------------------------------------------------ | | Ethereum | 0xf172B5575F4724Ad0966017b2134CE893aeA5057 | | | Arbitrum | 0xC097EA3EA6d6851e8C274ACE6373107C5A253F62 | | | Optimism | 0xF89E24BaD60D78386a5Fe6B6c897dd4d88A9Ed70 | | ### **Treasury Owners** * 0xf1C7A14Ebe9df10aCB6e3846e9293EDB6870bf93 * 0xFe4b54CFaAec43854Fa8545Cc23360389e0368D9 * 0xea0Be797BA091480c5AE8339F57bA77081dc0372 ## **Polygon PLM** | Network | Address | Link | | ------- | ------------------------------------------ | ---------------------------------------------------------------------------- | | Polygon | 0x4dc7CE1aED9771CfdeEA860B80FD799AC66F11ce | | ## **DF ETH-BSC Bridge/Mint Address** * # Grants dForce Grants Program (DGP) is a community-driven initiative aimed at funding creative ideas put forth by the dForce community and fostering the growth of a diverse and dynamic dForce community. The mission of the DGP is to empower developers, innovators, and community members by offering financial support, technical assistance, and consultancy to bring their visionary projects to life within the dForce network. Through this initiative, we seek to not only enhance the dForce ecosystem but also create a thriving environment where creativity, collaboration, and progress thrive. Together, we are forging the path towards a stronger, more vibrant, and interconnected dForce community, united by a common goal of pushing the boundaries of decentralized finance. There will be two types of grants that the dForce DAO can approve: * Micro grants: <$5,000 * Community grants: $5,000\~$50,000 Developers and protocols can share their proposals on the [forum](https://forum.dforce.network/c/english/grant/127) for the dForce Grant Committee to evaluate on a case-by-case basis. For more information about dForce Grants, please read [here](https://forum.dforce.network/t/proposal-to-launch-dforce-grants-program-dgp/1471/4).